Auto Insurance Coverage Definitions

Auto insurance is divided into different coverage types. You can determine what coverage you have a need for based on the protection desired. You purchase car insurance to protect yourself and your family in the event that you suffer a loss to you, your family or your property. Automobile coverage also helps to protect yourself or your family from lawsuits for losses suffered by others. 

Below is a breakdown of each coverage type to help you understand more about what each type of coverage protects. This may help you better understand each option in order to make a more informed decision when it comes to purchasing policies. 

Click on each auto insurance coverage for a detailed description:

Liability - Bodily Injury and Property Damage
No Fault Insurance - Personal Injury Protection - Bodily Injury and related injury protection regardless of fault.
Medical Payments - Medical Coverage
Uninsured Motorist Coverage - Bodily Injury, Property Damage and Collision Deductible Waiver
Comprehensive and Collision Coverage - Coverage for your auto.
Rental Car Coverage - Reimbursement for Rental Car
Road Side Assistance - Towing, lockout assistance, breakdown assistance and more.
 


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