South Carolina Auto Insurance Online |
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"The most important thing for a consumer to do is to shop around for auto insurance."
(Source: South Carolina Department of Insurance)  OnlineAutoInsurance.com understands the importance of comparing South Carolina auto insurance coverage rates from multiple companies. That is why we help you quickly and easily compare multiple quotes with one simple process. Don't waste your time calling companies individually. Complete the following questionnaire and get instant SC online quotations from various reputable insurers.
What will I be asked when getting SC Auto Insurance Quotes? You will need to have available the following information:
- Vehicle data including year, make and model and type of use;
- Driver data; (License numbers are not required but recommended for a more accurate quote)
- Coverage desired including deductibles if requesting comprehensive and collision coverage;
- Prior policy information.
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The state has a car insurance law in force requiring drivers to insure their vehicles with at least liability coverage. Although little coverage is required by law, you should quote additional coverage in order to determine if the rates for more extensive protection are affordable. You will be surprised to find out that some add-ons are quite inexpensive.
| South Carolina Auto Insurance Law - Minimum Required Coverage | | Liability Coverage | Bodily Injury | Per Person: | $25,000 | Pays for medical and related injuries up to policy limits as a result of an accident in which you are found liable. | | Per Accident: | $50,000 | | Property Damage | Per Occurrence | $25,000 | Pays for property damage up to the policy limits for damages you are found liable for. |
South Carolina will allow drivers to legally drive their vehicles uninsured by paying a $550 fee to the Department of Public Safety; however, this is not recommended because it leaves you liable for any medical and property damage that you cause to others if you were to be involved in an automobile accident.
| How to get Cheap Car Insurance in SC - Compare rates from multiple companies;
- Avoid getting violations on your record by obeying traffic laws. If you already have some, avoid getting new ones and your record will clear over time;
- Be sure to provide information which will give you discounts such as being a good student, completion of driver courses, college degree, car alarms and low-jack, low vehicle usage and non smoker;
- Consider higher comprehensive and collision deductibles;
- Check the rates for coverage of a vehicle prior to purchasing it in order to make sure insuring it is within your budget;
- If you own multiple vehicles, insure them on the same policy in order to get a multiple vehicle discount;
- If you are married, providing proof of marriage will often lower your rates;
- Pay your premiums up front in order to get a paid in full discount.
| | The department of insurance provides South Carolina auto insurance facts designed to help you become more informed and educated about automobile coverage. You may also visit our learning center in order to learn more details on policies and to get additional tips. |
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