- How do I buy auto insurance online?
-
 To buy auto insurance online, one must simply complete a few easy steps.
People ask, "how do I buy auto insurance online?", but in
reality, it's not as hard as it seems. Even those with little or no computer
experience can accomplish the purchase of a policy online within minutes.
The first steps to buying a policy online is to enter your zip code and begin
comparing auto insurance
quotes from multiple companies. The purpose of comparing the rates of
different carriers is so that one can increase the number of choices and find
the cheapest rate for
the coverage you need. To begin..
- Does my auto insurance cover me in Mexico?
-
 You
may be among the many United States residents that travel to Mexico whether it
be on business or strictly pleasure such as vacation time. One frequently asked
question is "Does my auto insurance cover me in Mexico?" The answer to
that varies depending on your carrier.
Usually, auto insurance policies do not extend coverage when traveling to
Mexico. If they do, the coverage only may extend a few miles past the U.S.
borders; however, not all policies will extend those courtesies. Even if it
does, it is important to be aware that once past the specified amount of miles,
for example
- What is an Auto Insurance Policy Declaration Page?
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An auto insurance policy declaration page, also referred to as the “Dec” page is a summary of a personal auto policy and will help answer the question: “What is an auto insurance declarations page?”
Following is an example of a Policy Declarations Page similar to ones used by auto insurance companies throughout the United States when issuing the Personal Auto Policies which explains the details included in the policy...
- Can household members purchase an auto insurance policy together?
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 Absolutely! It is a possibility for household members to purchase a policy together and include multiple vehicles and drivers into one single policy. This can be beneficial in multiple ways, such as obtaining the multiple car discounts and being able to drive each other’s vehicles.
In most circumstances, each vehicle may be in different household member’s names, which shouldn’t be a problem. There are various insurance carriers out there and each one has its own rules and regulations; therefore, you must check with each company’s guidelines on whether you can insure vehicles on the same policy which...
- Can I buy auto insurance for a vehicle not in my name?
-
 For
a variety of reasons you may be driving a vehicle that is not in your name and
need to insure it for legal and/or personal reasons. Having to insure a vehicle
registered to another person may have you wondering: Can I buy auto insurance
for a vehicle registered to someone else?
The answer to that question may vary and depends on the insurance company's
underwriting guidelines. Each insurer sets its own rules and regulations and
establishes rules about purchasing policies. There are some carriers who will
not permit you to insure a vehicle unless it's in your name; however, there are
plenty out there who..
- How long do I have to add a newly purchased vehicle to my auto insurance policy?
-
 Upon buying a vehicle, the length of time you have to add
it to your auto insurance policy may vary depending on which state you reside in
and who you’re insured with. It can be dangerous to automatically assume that
your coverage will extend to you newly purchased vehicle because it may not
always be the case.
Most car dealerships will require one to show proof of
coverage prior to leaving the lot. If this is the case,
adding a vehicle to your auto insurance policy before you...
- What auto insurance coverage should I get?
-
 The auto insurance coverage you get is totally up to you;
however, you may have to purchase a minimum amount of coverage if your state
laws require it or if you’re financing or leasing your vehicle.
Some states require a minimum amount of coverage for
damages you may cause to other people’s vehicles or injuries to others. For
example, if you state requires a minimum liability coverage of 15/30/10, you
will need $15,000 medical coverage per person, $30,000 as a total for multiple
injured parties and...
- How do I add a vehicle to my auto insurance policy?
-
 The procedures of adding vehicles to auto insurance policies vary within each
carrier. When adding vehicles, be prepared before contacting your carrier by
having available information which will be needed such as; year, make and model,
vehicle identification number (VIN), license plate number, odometer reading,
estimated annual miles used per year, type of use (pleasure/commute/commercial)
and coverage required.
Generally, insurers will have one of the following options of adding or even
replacing/changing vehicles...
- Can I get proof of coverage if I buy auto insurance online?
-
 The very first step one should take is to complete an
online auto insurance comparison.
By completing one fast questionnaire, consumers can instantly get back and
compare the rates of a variety of leading insurers from
OnlineAutoInsurance.com's homepage. If preferred, state specific information is
available along with state minimum coverage regulations and even assistance with
choosing coverage.
Once rates are compared and a decision is made to
buy auto
insurance online, consumers will be...
- Can I Insure a Vehicle that is Not in My Name?
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Being able to insure a vehicle not in your name depends on company underwriting guidelines. Each carrier establishes their own rules; therefore, the answer to that question may vary.
There are many auto insurance companies which will allow a vehicle to be insured by a driver even if it is not registered to them. For example, California residents have options from a variety of companies represented by Auto Solutions Insurance Service, a brokerage representing a variety of insurers allowing the purchase of a policy for a vehicle in someone else's name gives the option of an online auto insurance quote comparison in California. For all other states..
- Can you buy full coverage auto insurance for salvage vehicles?
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Vehicles can get a "salvage" title when they have been salvaged or repaired when damages incurred are close to the total replacement value of the vehicle. These vehicles generally have a lower value due to factors such as safety, reduction of structural stability, major damage repair etc. By laws, a salvage vehicle will hold that title and will be indicated on the registration or title.
Auto insurance companies may look at salvage vehicles as unsafe, high risk or even unacceptable vehicles. That is why some insurers can reject or charge additional premium (surcharge rates) for salvage vehicles even...
- Can I get auto insurance quotes without providing personal information?
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OnlineAutoInsurance.com respects your privacy, that's why we allow you to get quotes without providing personal information such as driver's license numbers or social security numbers. Although such information is not required, provided, it may help the accuracy of your rate quotes.
Since many consumers are not exactly aware of what's on their driving record or don't remember the dates of the violations, providing a driver's license number may help accurately list any violations you may have on your motor vehicle record (MVR). If you're sure you don't have any tickets or accidents, you may choose not to provide a...
- Can I buy auto insurance without a driver's license?
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Each carrier has its own rules and guidelines; however, there are multiple companies out there which will insure a driver with no driver’s license whatsoever.
For example, Auto Solutions Insurance Services through appointed carriers such as Unitrin (FIC) and Western United can insure drivers with no license, out of country license (international) and even identification cards such as the Matricula Consular issued by Mexico and South American countries.
To get an..
- Are auto insurance policies a contract, what happens if I cancel?
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Each auto insurance company has its own guidelines on cancellations. If a policy is for a certain term, such as six months or twelve months, cancelling a policy may or may not result in cancellation fees.
Cancellation fees, if applicable, aren’t necessarily always going to be expensive. Some cancellation fees range from $0-50 and are billed after the policy cancels. It is often believed that similar to a cell phone contract, you will be charged for the remaining months on your term. That is never the case because insurance companies cannot charge for...
- Should I add my child to my policy or have them open a new one?
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Determining whether you should add a child to your current auto insurance policy or have them open a policy independently depends on a few factors. First of all, it is a good idea to have your agent or carrier give you a quote for the addition of the child. Remember that if you have multiple vehicles on your policy, he may cause an increase in premium for all vehicles on the policy.
Depending on the child's age, time licensed, driving record ...
- What is an SR 22?
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An SR22 is an insurance proof certificate that is filed by an insurance company with the Department of Motor Vehicles upon insured request. SR22 filings are usually filed for up to three consecutive years.
The purpose of an SR22 filing is to monitor and ensure that a driver maintains auto insurance coverage for a period of up to three years. If a driver is required to file an SR22, he or she must have their insurance company file the SR22 with the..
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