Drivers in the Empire State who carry automobile policies will have their bodily injury liability, property damage liability, and no-fault coverage transfer over to the rental vehicle. But their coverages will only kick in on an excess basis. State law requires rental companies to...
Mississippi law mandates that all motorists in the state maintain liability insurance with minimum limits of 25/50/25 and carry an insurance card as proof that this coverage has been purchased and maintained. These requirements were enacted by state legislators in 2000 and...
There are many citations that a vehicle owner can receive, but not all will impact the cost of auto insurance coverage. Insurers rate drivers on the likelihood that they will suffer a loss. In the eyes of insurers, receiving a ticket for parking illegally, for example, does not indicate an...
Nevada insurance providers and the NV Department of Motor Vehicles cooperate to ensure that vehicle owners in the state remain insured at all times. All coverage providers in the Silver State are required to electronically submit, and regularly update, insurance records through the...
Whether a policyholder will need to add a significant other to his or her coverage depends on many different factors. If a motorist is married, the insurer will likely require the spouse to be added to the policy since he or she would have regular access to the...
If motorists are temporarily out of state for school, work, or other reasons and plan to drive a car registered in New Mexico, they are required to either maintain coverage bought in NM or file an affidavit showing that they have secured out-of-state coverage. If they are out of...
Although all states have laws in place to protect consumers, each is different when it comes to auto insurance. This is because each state has different financial responsibility requirements that drivers must meet. But motorists should be aware of their rights pertaining automobile coverage to...
Colder temperatures and turbulent weather can pose threats to Idaho motorists readying for a winter road trip. When there's rain or snowfall, the possibility of being involved in an accident can increase, and the minimum level of coverage required to...
The minimum amount of automobile coverage that is required to legally drive in Louisiana will not cover car theft. Motorists in LA are only required by law to carry property damage and bodily injury liability. This mandatory protection only pays for other people's damages that the insured may be...
The North Dakota Insurance Department is responsible for regulating auto insurance rates, but not setting them. Coverage providers set rates based on data that indicate a driver's risk of filing a claim. Although individual insurers use different methods for determining a motorist's level of...
Frequent questions about auto insurance who, what, when, where, why, and, how to: |