 You
may be among the many United States residents that travel to Mexico whether it
be on business or strictly pleasure such as vacation time. One frequently asked
question is "Does my auto insurance cover me in Mexico?" The answer to
that varies depending on your carrier.
Usually, auto insurance policies do not extend coverage when traveling to
Mexico. If they do, the coverage only may extend a few miles past the U.S.
borders; however, not all policies will extend those courtesies. Even if it
does, it is important to be aware that once past the specified amount of miles,
for example 20 miles, the coverage will not apply.
Usually, in order to cross a financed vehicle over to Mexico, a permit from the
finance company will have to be presented at the Mexican borders. The vehicle
owner will need Mexico auto
insurance in order to take a financed vehicle past the U.S. borders. The
reason for the requirement is to protect the vehicle in case of a loss during
travel. In order to request a permit from your finance company, you will have to contact
customer service and ask them what information is required to request a permit
to take the vehicle to Mexico. Usually, you will need to write them a letter and
include: - Travel Dates - departure and return
- Destination - phone numbers and address
- Fax number or address of where you want the permit sent
- Include a copy of a Mexico auto insurance policy
The best thing to do is to purchase auto insurance coverage for Mexico which can
be purchased online instantly by visiting our Mexico auto insurance section and
completing a quick questionnaire.
You may purchase your policy online and even receive instant proof of coverage.
This way you will be covered while past Mexican borders.
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