Progressive Insurance Company has lowered California commercial auto rates over 4% overall , including: an average rate decrease of 9% in Business Auto rates (13 percent for Bodily Injury and Property Damage coverage). The Central and Northern regions will see an even larger decrease when obtaining new auto insurance quotes.

Examples of Progressive's lower Business Auto rates include: Contractor Use Class

Ultra-preferred market:

Standard market:

Risk profile: Married , Zero Points, 50 Mile Radius, 12 – Month policy, 1000 CSL (pick-up).

Progressive is continuing to work to help grow commercial auto business and increase customer retention. Progressive is also introducing a number of additional product and service enhancements designed to help attract new business and satisfy customers.

Product and service enhancements to help satisfy customers

Expanded radius

• Progressive has extended coverage radius from 300 to 500 miles for tractor-trailers and pickups with a fifth wheel. This means truckers garaged in the San Francisco Bay area would be covered on trips as far as San Diego, Las Vegas and Eugene; those garaged in San Diego would be covered to Sacramento. Non-Truck, Physical Damage Only and non-business use vehicles are permitted an unlimited radius.

New and Expanded Coverages

• Comprehensive for all vehicles is now available. This means that dump trucks, tow trucks, trailers and other extra-heavy vehicles are no longer limited to just Fire and Theft with Combined Additional Coverages (Specified Perils).
• Comprehensive Only is now available for seasonal businesses that store their vehicles for prolonged periods (add by endorsement to annual term policies without filings). Great for businesses that want to lay-up.

Claims handling enhancement improves the customer's experience
Progressive has moved to a single deductible for physical damage losses, meaning only one deductible will apply following a covered loss – regardless of the number of covered vehicles involved.

Additional important program information

New EFT bill plan options for 12-month policies, with initial payments as low as 9%.

• California customers can now make payments via electronic funds transfer (EFT). With EFT, a customers' monthly payments are withdrawn automatically from their checking account. As a result, they don't have to remember to send in a payment every month, and they enjoy lower initial payments and monthly installment fees.

Low Payout Claims Forgiveness (beginning in September) 2007

• No premium increase for claims that require a payout of $500 or less after the deductible is paid. (more information to follow)