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Monthly Car Insurance with Low or No Down Payment


Money pinned to a calendar with a due date

Buy monthly auto insurance and pay only the 1st month down without having to pay for 6 months or more up front. Find a policy with no down or a low down payment and pay month to month to continue the coverage.

How much does auto insurance cost per month?

The price for coverage varies for each driver. Find out how much it costs for you by entering your ZIP code and hitting "Go" to get quotes:

  • ZIP Code:
currently insured: yes no

What is monthly insurance? - It's a policy where the premium can be paid in monthly payments with a 30-day installment plan. Policyholders can choose to make payments every month as long as they want to keep their policies in force. Although policy terms may be 3, 6 or even 12 months, payment options are offered based on personal preference.


For free, one can compare auto insurance quotes from a variety of companies that offer lower payments through monthly billing cycles. OnlineAutoInsurance.com allows visitors to compare rates and find a policy with a low down payment and the cheapest monthly payments for those with of restricted budgets. Keep in mind, however, that the more premium paid up front, the cheaper it comes out to be, because billing fees are reduced. For example, if you decide to pay annually, you may avoid billing fees altogether, which can be in the area of $10 per month.

Low (cheapest) or no down payment for car insurance:

Symbol of no money

Complete rate comparisons and choose the cheapest car insurance with a low down payment for the coverage desired. OnlineAutoInsurance.com offers visitors the ability to compare quotes on policies through a variety of carriers with cheap down payments. For practically no down (only the 1st month), a policy can be purchased for instant proof of coverage.

Visitors are also welcome to visit the learning center for more tips on how to reduce the cost of coverage and to see how a policy can be started with only a low, one-month down. There may be no down payment required of a large amount, since fees are reduced to help keep protection affordable for those in need.

More answers to frequently asked auto insurance questions are available for information and educational purposes.


Questions about Paying Car Insurance Monthly

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Resources for Buying Monthly Insurance