Pennsylvania Auto Insurance

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When searching for Pennsylvania auto insurance OnlineAutoInsurance.com can help. Why contact companies individually when you can complete one single form and get multiple quotes to compare instantly along with the ability to buy your policy online?

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state of PennsylvaniaMaking a comparison is among the best ways to find a Pennsylvania insurer that will provide the lowest rates possible. Even some states' department of insurance will recommend shopping around for the right price. Although one carrier is cheap for one person, it can be expensive for another. That is why it's important to compare Pennsylvania auto insurance rates.

Like most other states, PA car insurance laws require drivers to maintain a minimum amount of automobile coverage.
 Pennsylvania Auto Insurance Requirements
Liability CoverageBodily Injury - If policyholder causes injuries in an automobile accident, bodily injury liability pays for the injury and rehabilitation expenses as well as any damages for which he or she may be found liable. The state of Pennsylvania requires motorists to have at least $15,000 bodily injury coverage per person and at least $30,000 total per accident.
Property Damage - If the policyholder damages any property such as another vehicle or a fence in an at-fault accident, property damage liability coverage will pay for damages up to the policy limits. The state requires residents to have a minimum of $5,000 coverage per accident. It is recommended that drivers purchase more than the minimum to make sure there are no uncovered damages that would require them to pay out of pocket.
Medical CoveragePays bodily injury expenses for policyholders and others covered under their policy regardless of who is at fault. PA requires medical coverage to be at least $5,000; however, motorists can choose higher coverage depending on their needs.
Note: Some carriers will offer a combined single limit of both bodily injury and property damage. The single limit will provide coverage for both injuries and property damage up to the policy limits.

There are many other types of coverage available for purchase in the state. Consumers should choose by evaluating their needs and coverage desires. There are many different options out there, so feel free to experiment with quotes. Shoppers never know; they might find that a certain desired coverage is inexpensive.

Pennsylvania's rates are based on multiple factors including the driver, the vehicle and even where one resides. OnlineAutoInsurance.com can help drivers answer most questions through our learning center where readers can learn more about coverage and obtain tips on saving money.

No matter whether motorists' driving records are clean or have many violations, there is a certain carrier which will allow them to pay cheap PA auto insurance rates. Of course, if drivers have fewer tickets, rates are more likely to be lower. But don't give up; let us help track down great rates through a simple quote form.


Pennsylvania Auto Insurance Articles
Single Process Pennsylvania Car Insurance Comparison

Questions Regarding Pennsylvania Auto Insurance

  • What Auto Insurance Discounts Can I Find in Pennsylvania?

    United States flag shaped as PennsylvaniaMotorists can find an array of discounts when looking for vehicle coverage in the Keystone State. Some price breaks are required by law, and competition among insurers means companies frequently offer various discounts as a way of attracting customers. Common discounts include...

  • How Can I Lower My Pennsylvania Auto Insurance Premium?

    Pennsylvania flag buttonAlthough it is necessary for drivers to be insured in the Keystone State, many residents wouldn't mind having a lower premium. Luckily for residents, there are a few simple ways to shrink coverage costs, like shopping around for lower rates, investigating discounts or...

News Related to PA Insurance

  • Nationwide Begins Selling Auto Insurance in New Jersey This Month

    August 1, 2014 - This month, New Jersey drivers get one more option when they shop for auto insurance. August brings Nationwide to the Garden State, the New Jersey Department of Banking and Insurance (NJDOBI) announced in a press release. Marketing for auto policies from the insurance company will be handled by agents in New York, Pennsylvania ...

  • Penn. Bill Allows 'No-Deductible' Collision Coverage, E-Cards

    December 17, 2013 - Pennsylvania lawmakers approved a bill that both exes out a minimum deductible requirement for collision coverage and allows consumers to display their proof of coverage through their smartphones and mobile devices. SB 1040 is under review to become signed into law. The bill becomes effective in just under two months if signed ...

  • Pennsylvania Supreme Court Rules in 'Phantom Vehicle' Case

    November 04, 2013 - The Pennsylvania Supreme Court affirmed a lower court's opinion last week, saying an insurer had demonstrated prejudice from an uninsured motorist claim in which the policyholder submitted "untimely notice" of a "phantom vehicle" involved in the crash. The case involved the estate of Forester Vanderhoff and Harleysville ...

Articles about Pennsylvania Car Insurance

  • Pennsylvania Auto Insurance Payment Options

    Mar 09, 2012 - Pennsylvania law requires vehicle owners to purchase and maintain auto insurance to legally drive. Before buying a policy, however, drivers should explore their options and...

  • Pennsylvania Car Insurance Companies

    Jun 22, 2011 - Considered to be the chocolate capital of the United States, Pennsylvania is also home to an estimated 8,687,206 licensed motorists. To become one of those drivers a resident must meet certain automobile coverage requirements and be able...

  • Insurance Requirements in Pennsylvania

    Jan 31, 2011 - When operating a motor vehicle it is almost always a good idea to have automobile insurance. In the state of Pennsylvania, however, it is required. Like many other states, residents must purchase a certain level of protection in place in...