New Jersey Auto Insurance: Where It's Cheapest, and Where It's Priciest

Study highlights
  • The Newark territory was the most expensive for auto insurance. The average policy cost for this territory was 30% above the statewide average.
  • The Hillsborough territory had the cheapest average coverage cost. The average policy cost for this territory was 26% below the statewide average.
  • The statewide average policy cost was $2,130.
  • Territories with the lowest premiums tended to be less racially diverse than territories that had the highest premiums.

Auto insurers are always looking for new ways to more accurately predict how big of a financial risk it would be to take on a new policycholder, and claims data and independent studies have shown that where a driver lives is one pricing variable that can tell an insurer a lot about how likely a customer is to file a claim. A new analysis of New Jersey auto insurance data shows that factoring a driver's location into the pricing equation may benefit those who live in more rural, wealthier, less-diverse areas and may hurt drivers in urban, less wealthy, racially diverse areas.

The analysis, which looked at a total of 28,665 quotes from a total of 65 insurers that have been made public by the New Jersey Department of Banking and Insurance (DOBI), showed that drivers in the following areas pay the most for coverage:

  • Northeastern New Jersey (including cities like Newark, East Orange, Passaic)
  • Atlantic City
  • Camden

Meanwhile, drivers in cities such as Morristown, Whippany, and Caldwell pay the least for coverage.(See methodology note for full details)

The state is divided up into 49 rating territories by the DOBI. Out of those 49 territories, the Newark territory had the highest average annual rate, coming in at $2,778. That's nearly a third — 30 percent — higher than the average for all territories in the state; it's also 80 percent higher than the average premium for the least-expensive territory, which was Hillsborough. For the Hillsborough territory, the average rate was $1,548 a year.

The DOBI's rating territories comprise groups of ZIP codes. To see how a particular ZIP code ended up doing in the premium comparison, choose one from the drop-down menu below, or click on it in the interactive map just below that. There is also a full listing of territories and their average premiums farther down the page.

ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07001 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07002 Bayonne 19 $2219.86 +4.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07003 Bloomfield 17 $2282.03 +7.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07004 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07005 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07006 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07007 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07008 Rahway 12 $2451.43 +15.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07009 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07010 Palisades Park 13 $2449.8 +15%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07011 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07012 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07013 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07014 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07015 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07016 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07017 East Orange 2 $2760.37 +29.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07018 East Orange 2 $2760.37 +29.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07019 East Orange 2 $2760.37 +29.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07020 Palisades Park 13 $2449.8 +15%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07021 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07022 North Bergen 5 $2714.94 +27.5%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07023 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07024 Palisades Park 13 $2449.8 +15%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07026 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07027 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07028 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07029 Bloomfield 17 $2282.03 +7.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07030 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07031 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07032 Bloomfield 17 $2282.03 +7.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07033 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07034 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07035 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07036 Rahway 12 $2451.43 +15.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07039 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07040 West Orange 18 $2271.62 +6.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07041 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07042 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07043 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07044 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07045 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07046 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07047 North Bergen 5 $2714.94 +27.5%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07050 East Orange 2 $2760.37 +29.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07051 East Orange 2 $2760.37 +29.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07052 West Orange 18 $2271.62 +6.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07054 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07055 Passaic 3 $2743.92 +28.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07057 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07058 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07059 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07060 Plainfield 16 $2351.72 +10.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07061 Plainfield 16 $2351.72 +10.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07062 Plainfield 16 $2351.72 +10.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07063 Plainfield 16 $2351.72 +10.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07064 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07065 Rahway 12 $2451.43 +15.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07066 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07067 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07068 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07069 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07070 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07071 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07072 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07073 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07074 Teaneck 22 $2131.2 +0.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07075 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07076 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07077 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07078 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07079 West Orange 18 $2271.62 +6.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07080 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07081 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07082 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07083 West Orange 18 $2271.62 +6.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07086 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07087 Union City 6 $2704.17 +27%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07088 West Orange 18 $2271.62 +6.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07090 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07091 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07092 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07093 Union City 6 $2704.17 +27%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07094 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07095 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07096 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07097 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07099 Bloomfield 17 $2282.03 +7.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07101 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07102 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07103 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07104 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07105 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07106 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07107 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07108 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07109 Bloomfield 17 $2282.03 +7.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07110 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07111 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07112 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07114 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07175 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07182 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07184 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07188 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07189 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07191 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07192 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07193 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07194 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07195 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07197 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07198 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07199 Newark 1 $2778.29 +30.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07201 Elizabeth 8 $2692.57 +26.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07202 Elizabeth 8 $2692.57 +26.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07203 Rahway 12 $2451.43 +15.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07204 West Orange 18 $2271.62 +6.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07205 West Orange 18 $2271.62 +6.6%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07206 Elizabeth 8 $2692.57 +26.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07207 Elizabeth 8 $2692.57 +26.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07208 Elizabeth 8 $2692.57 +26.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07302 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07303 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07304 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07305 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07306 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07307 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07308 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07309 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07310 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07311 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07395 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07399 Jersey City 11 $2511.48 +17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07401 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07403 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07405 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07407 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07410 Saddle Brook 25 $2087.4 -2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07416 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07417 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07418 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07419 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07420 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07421 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07422 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07423 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07424 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07428 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07430 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07432 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07435 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07436 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07438 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07439 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07440 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07442 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07444 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07446 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07450 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07451 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07452 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07456 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07457 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07458 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07460 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07461 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07462 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07463 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07465 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07470 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07474 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07477 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07480 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07481 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07495 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07501 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07502 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07503 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07504 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07505 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07506 Saddle Brook 25 $2087.4 -2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07507 Saddle Brook 25 $2087.4 -2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07508 Saddle Brook 25 $2087.4 -2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07509 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07510 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07511 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07512 Montclair 29 $1987.17 -6.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07513 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07514 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07522 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07524 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07533 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07538 Saddle Brook 25 $2087.4 -2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07543 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07544 Paterson 4 $2728.13 +28.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07601 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07602 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07603 Teaneck 22 $2131.2 +0.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07604 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07605 Teaneck 22 $2131.2 +0.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07606 Teaneck 22 $2131.2 +0.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07607 Saddle Brook 25 $2087.4 -2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07608 East Rutherford 23 $2110.74 -0.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07620 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07621 Teaneck 22 $2131.2 +0.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07624 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07626 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07627 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07628 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07630 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07631 Palisades Park 13 $2449.8 +15%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07632 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07640 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07641 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07642 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07643 Teaneck 22 $2131.2 +0.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07644 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07645 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07646 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07647 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07648 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07649 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07650 Palisades Park 13 $2449.8 +15%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07652 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07653 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07656 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07657 Palisades Park 13 $2449.8 +15%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07660 Teaneck 22 $2131.2 +0.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07661 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07662 Saddle Brook 25 $2087.4 -2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07663 Saddle Brook 25 $2087.4 -2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07666 Teaneck 22 $2131.2 +0.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07670 Paramus 35 $1873.63 -12%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07675 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07676 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07677 Montvale 44 $1631.64 -23.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07699 Clifton 14 $2432.94 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07701 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07702 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07703 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07704 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07709 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07710 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07711 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07712 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07715 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07716 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07717 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07718 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07719 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07720 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07721 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07722 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07723 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07724 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07726 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07727 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07728 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07730 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07731 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07732 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07733 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07734 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07735 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07737 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07738 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07739 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07740 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07746 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07747 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07748 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07750 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07751 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07752 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07753 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07754 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07755 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07756 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07757 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07758 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07760 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07762 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07763 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07764 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07765 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07777 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07799 Holmdel 42 $1663.68 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07801 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07802 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07803 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07806 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07820 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07821 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07822 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07823 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07825 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07826 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07827 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07828 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07829 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07830 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07831 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07832 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07833 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07834 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07836 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07837 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07838 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07839 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07840 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07842 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07843 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07844 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07845 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07846 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07847 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07848 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07849 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07850 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07851 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07852 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07853 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07855 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07856 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07857 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07860 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07863 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07865 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07866 Rockaway 45 $1578.44 -25.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07869 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07870 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07871 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07874 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07875 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07876 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07877 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07878 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07879 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07880 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07881 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07882 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07885 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07890 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07901 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07902 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07920 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07921 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07922 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07924 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07926 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07927 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07928 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07930 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07931 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07932 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07933 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07934 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07935 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07936 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07938 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07939 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07940 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07945 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07946 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07950 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07960 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07961 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07962 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07963 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07970 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07974 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07976 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07977 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07978 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07979 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07980 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07981 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07983 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
07999 Morristown 48 $1549.09 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08001 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08002 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08003 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08004 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08005 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08006 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08007 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08008 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08009 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08010 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08011 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08012 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08014 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08015 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08016 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08018 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08019 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08020 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08021 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08022 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08023 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08025 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08026 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08027 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08028 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08029 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08030 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08031 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08032 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08033 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08034 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08035 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08036 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08037 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08038 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08039 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08041 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08042 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08043 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08045 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08046 Willingboro 26 $2084 -2.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08048 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08049 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08050 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08051 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08052 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08053 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08054 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08055 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08056 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08057 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08059 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08060 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08061 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08062 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08063 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08064 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08065 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08066 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08067 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08068 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08069 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08070 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08071 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08072 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08073 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08074 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08075 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08076 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08077 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08078 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08079 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08080 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08081 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08083 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08084 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08085 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08086 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08087 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08088 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08089 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08090 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08091 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08092 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08093 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08094 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08095 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08096 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08097 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08098 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08099 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08101 Camden 7 $2703.73 +26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08102 Camden 7 $2703.73 +26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08103 Camden 7 $2703.73 +26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08104 Camden 7 $2703.73 +26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08105 Camden 7 $2703.73 +26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08106 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08107 Gloucester 33 $1914.33 -10.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08108 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08109 Pennsauken 20 $2214.12 +3.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08110 Pennsauken 20 $2214.12 +3.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08201 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08202 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08203 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08204 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08205 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08210 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08212 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08213 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08214 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08215 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08217 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08218 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08219 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08220 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08221 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08223 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08224 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08225 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08226 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08230 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08231 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08232 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08234 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08240 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08241 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08242 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08243 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08244 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08245 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08246 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08247 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08248 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08250 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08251 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08252 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08260 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08270 Cape May 41 $1689.56 -20.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08302 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08310 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08311 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08312 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08313 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08314 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08315 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08316 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08317 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08318 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08319 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08320 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08321 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08322 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08323 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08324 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08326 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08327 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08328 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08329 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08330 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08332 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08340 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08341 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08342 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08343 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08344 Malaga 27 $2069.89 -2.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08345 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08346 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08347 Salem 39 $1749.72 -17.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08348 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08349 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08350 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08352 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08353 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08360 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08361 Cumberland County 30 $1975.68 -7.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08362 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08401 Atlantic City 9 $2677.62 +25.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08402 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08403 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08404 Atlantic City 9 $2677.62 +25.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08406 East Atlantic County 21 $2144.3 +0.7%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08501 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08502 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08504 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08505 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08510 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08511 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08512 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08514 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08515 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08518 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08520 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08525 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08526 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08527 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08528 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08530 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08533 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08534 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08535 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08536 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08540 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08541 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08542 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08543 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08544 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08550 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08551 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08553 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08554 Cherry Hill 34 $1896.5 -11%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08555 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08556 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08557 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08558 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08559 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08560 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08561 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08562 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08601 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08602 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08603 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08604 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08605 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08606 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08607 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08608 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08609 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08610 Hamilton 32 $1958.87 -8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08611 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08618 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08619 Hamilton 32 $1958.87 -8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08620 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08625 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08628 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08629 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08638 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08640 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08641 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08645 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08646 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08647 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08648 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08650 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08666 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08677 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08690 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08691 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08695 Trenton 15 $2432.39 +14.2%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08701 Lakewood 28 $2063.21 -3.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08720 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08721 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08722 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08723 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08724 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08730 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08731 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08732 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08733 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08734 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08735 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08736 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08738 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08739 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08740 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08741 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08742 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08750 Lavalette 40 $1705.21 -19.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08751 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08752 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08753 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08754 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08755 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08756 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08757 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08758 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08759 Toms River 37 $1804.72 -15.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08801 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08802 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08803 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08804 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08805 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08807 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08808 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08809 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08810 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08812 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08816 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08817 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08818 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08820 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08821 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08822 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08823 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08824 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08825 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08826 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08827 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08828 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08829 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08830 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08831 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08832 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08833 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08834 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08835 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08836 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08837 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08840 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08844 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08846 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08848 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08850 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08852 Princeton 43 $1663.51 -21.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08853 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08854 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08855 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08857 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08858 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08859 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08861 Perth Amboy 10 $2558.35 +20.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08862 Perth Amboy 10 $2558.35 +20.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08863 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08865 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08867 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08868 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08869 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08870 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08871 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08872 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08873 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08875 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08876 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08879 Woodbridge 24 $2092.16 -1.8%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08880 Bound Brook 38 $1788.12 -16.1%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08882 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08884 Long Branch 36 $1823.15 -14.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08885 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08886 Hackettstown 47 $1556.25 -26.9%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08887 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08888 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08889 Hillsborough 49 $1547.82 -27.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08890 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08896 Bridgewater 46 $1570.6 -26.3%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08899 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08901 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08902 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08903 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08904 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08905 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08906 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08922 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08933 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08988 New Brunswick 31 $1971.93 -7.4%
ZIP codeTerritoryTerritory Rank
1=most expensive
49=cheapest
Average quotePercent above/below statewide average quote
08989 New Brunswick 31 $1971.93 -7.4%

Average Quote ZIP Code Map

Click on an area of the map below see the average premium for that ZIP code's territory and how it ranks statewide

Average premium
for ZIP code
$2,700 - $2,800
$2,600 - $2,700
$2,500 - $2,600
$2,400 - $2,500
$2,300 - $2,400
$2,200 - $2,300
$2,100 - $2,200
$2,000 - $2,100
$1,900 - $2,000
$1,800 - $1,900
$1,700 - $1,800
$1,600 - $1,700
$1,500 - $1,600
Click here to see a larger version of the average quote map in a new window

High Prices Correlate with Population, Theft Statistics

There are a lot of factors that contribute to whether one area will have higher auto insurance prices than the next. Ultimately, the determining factor will be how much drivers in a particular area end up costing their insurers. If drivers in one town file twice as many claims as the next town over, they can expect to see higher auto insurance rates.

Unfortunately, the public doesn't have access to insurers' claim data, so it's hard to surmise exactly how much more frequently drivers in the northeast, Camden, and Atlantic City file claims compared with other parts of the state, along with how big those claims tend to be. The next best thing is to look at public data about these areas to see if factors like theft rates and population density can be any indication of what sets these areas apart from other areas in the state.

Theft Rates

First, let's look at car theft statistics. In all but one of the sample profiles used in the quote analysis, the policy being quoted included comprehensive, which policyholders use to insure against the theft of their vehicle. If an area has a higher-than-average theft rate, that means a person living there is more likely to have their car stolen. And if they have comprehensive coverage, that also means they're more likely to file a theft claim and cost their insurer some serious money. If more car-theft claims get filed by drivers in a particular geographic area, that's likely to trickle down into higher comprehensive premiums for drivers living there.

As it turns out, the areas that had the highest premiums in the analysis also ended up having some of the highest theft rates.

According to 2010 FBI crime data, Newark is the vehicle-theft capital of the state. There were 3,620 vehicle thefts in the city in 2010, which put the theft rate at 1 car stolen for every 77 residents. The statewide average, meanwhile, was 1 theft for every 557 residents. And other cities in the northeastern part of the state were right up there with Newark. Irvington, Elizabeth, and Orange trailed Newark with a combined theft rate of 1 theft for every 103 residents. Camden, which had the 7th-highest average premium, also had the 5th-highest theft rate, at 1 theft for every 152 residents.

At the other end of the spectrum, Hillsborough Township and Morristown — cities in the two cheapest rating territories, according to the analysis — had a combined rate of 1 theft for every 2,955 residents. There were only 20 thefts total between the two cities in 2010.

Population Density

A more general variable to look at is population density.

Drivers who live in crowded, urban areas tend to be plagued by heavier traffic congestion and, consequently, higher accident rates.

So if you live in a crowded city like Newark or Union City (which happens to be one of the most densely populated cities in the U.S.) and you have to share the road with hundreds or thousands of people every day, you're probably more likely to get into an accident than if you live in a rural part of the state where you're unlikely to pass more than a dozen cars during your entire morning commute.

If you look at the chart showing the relationship between population density and auto insurance rankings, you'll see that this distinction is more or less reflected in the statistics. The most-expensive territories tend to have higher-than-average population densities, while the least-expensive territories tend to have lower-than-average population densities.

According to U.S. Census data, the top 10 most-expensive New Jersey territories had a combined population density that was about 18.5 times as high as the 10 least-expensive territories.

The population density for the 10 most-expensive territories was about 12,600 people per square mile. For the 10 least-expensive, it was 680 per square mile.

Auto Insurance Prices and Socioeconomic Factors

When we looked at the socioeconomic factors for the areas in New Jersey that had the highest and lowest average auto insurance quotes, some pretty surprising relationships began to appear.

Using data from the U.S. Census Bureau's American Community Survey, we determined the relationship between each territory's racial demographics, income, poverty levels, education levels and their ranking for average auto insurance quotes. What we found was that areas where customers saw the highest average quotes tended to have smaller white populations, lower median household incomes, higher levels of poverty, and lower education levels when compared with areas with the cheapest average quotes.

This is likely a case of correlation rather than causation. The hypothetical driver profiles used for the sample ratings did not have a specified race, education level, or income. And even if they had specified those characteristics, education level would be the only factor that could legally affect the quote size, since insurers in New Jersey aren't allowed to incorporate factors like race or income into their pricing models. Still, the correlations were significant and interesting.

For most of the variables, the relationship between socioeconomic factors and their auto insurance quote ranking was most pronounced in the 10 most- and least-expensive territories. The relationship held pretty steady through the middle rankings, but there were some outliers.

Race

When you look at the racial breakdowns for the top 10 most-expensive territories, you get the following approximate mix:

  • 38% White
  • 36% Black or African-American
  • 3% Asian
  • 23% Other / Two or more races

When you look at the racial breakdowns for the 10 least-expensive territories, you get the following approximate mix:

  • 85% White
  • 4% Black or African-American
  • 8% Asian
  • 3% Other / Two or more races

The relationship between a territory's racial makeup and where it landed in the rankings was pretty strong, but there were a few pretty significant exceptions. Take for example the Wilingboro territory, which is located near the Pennsylvania border in central New Jersey. As you can see in the graph showing how race stats match up with average auto insurance prices, this territory's population demographics were more similar to Newark or East Orange (ranked first and second, respectively, for being most expensive) than any other territories, yet its average annual premium was about 25 percent lower than those two territories. Even though its demographic profile differed pretty significantly from the territories it's closest to in the rankings, it still came in at just the 26th most-expensive territory in the state.     

Income and Poverty

The average median household income of the areas located in the 10 most-expensive territories was $37,770. For the 10 least-expensive territories, it was a full 2.5 times as high: $98,160.

In the 10 most-expensive territories, the average percentage residents living below the poverty level was 23.5 percent. In the 10 least-expensive, it was 4.5 percent.

Many consumer groups have used similar results in other studies to advocate for regulatory reforms that would level the playing field to make auto insurance more affordable in financially strapped areas. They argue that the fact that auto insurance tends to cost more for the drivers who can least afford it is wrong, but there may be legitimate reasons for why the system is the way it is.

For example, consider what happens when a relatively wealthy male driver gets into a small accident. Since he has plenty of cash on hand for small expenses and doesn't want to see his auto insurance bill go up as a result of filing a claim, maybe he decides to leave his insurance company out of the situation and pay for the repairs out of his savings. Because he has a larger financial cushion, he doesn't always need to rely on his insurance coverage and ends up costing his insurance provider less in the long run.

Then consider what happens when a relatively poor male driver gets into a small accident. Even though the damage is only a couple hundred bucks, he doesn't have a very large financial cushion to fall back on, and he may be more likely to rely on his insurer and file a claim.

When these incidents happen over and over with similar outcomes, what ends up happening is areas with poorer drivers end up filing more claims and costing their insurers more, and areas with wealthier drivers end up costing their insurers less. This could ultimately get reflected in car insurance bills, with drivers in wealthier areas paying less and drivers in poorer areas having to pay more to compensate for the fact that they're more likely to utilize their coverage.

This isn't necessarily the fact of the matter — and, as the income chart and poverty level chart show, wealthier areas don't always end up paying less for coverage on average — but it is one theory that could explain why drivers in wealthier areas tend to see lower car insurance rates.

Education Levels

The territories that ended up being the most expensive in the study also tended to have lower education levels than less-expensive territories. This was especially evident when looking at the proportions of residents who had less than a high school diploma and the proportions that had a bachelor's degree or higher.

According to the American Community Survey, 28 percent of residents in the 10 most-expensive territories had less than a high school diploma. In the 10 least-expensive territories, only 6 percent had less than a high school diploma.

When it comes to higher-education degrees, only 15 percent of residents in the 10 most-expensive territories had a bachelor's degree or higher, while 47 percent of residents in the least-expensive territories had a bachelor's degree or higher.

(Note: The census data for this category only included residents 25 years old or older.)

Comment from the New Jersey Department of Banking and Insurance

When we reached out to the DOBI regarding the results of our study, spokesman Marshall McKnight emphasized the fact that the factors being used to price auto insurance policies in the state are objective and based off of hard data.

He pointed to a 2008 report from the DOBI that looked closely at how insurers were using occupation and education factors to set rates. He said the following:

"The factors of education and occupation that are being applied by insurers are objective. We've seen the impartial application of that data and the objective use of that data is clear. These kinds of rating factors — education and occupation — are being used throughout the country. They've been found to be objective and impartial."

He also noted that expanded competition in New Jersey over the past decade has greatly benefited consumers:

"The multiple rating factors used [by insurers] not only differ in type but the weight they carry in the final price. When any kind of study is done just using territory, that is only weighing one factor. It's not taking into consideration what's happening in the real-world marketplace. Another thing we're finding is that prior to 2003 market reforms, there wasn't availability, but now there is availability throughout the state."

"We're finding that consumers are shopping around and that they're able to save on rates. The complaints about not having good choices that we've received have gone way down, and the number of people having to go to the insurer of last resort is way down."

 

Territory Rankings

RankTerritory Territorywide average quotePercent above/below statewide average quote
1 Newark $2,778.29 +30.4%
2 East Orange $2,760.37 +29.6%
3 Passaic $2,743.92 +28.8%
4 Paterson $2,728.13 +28.1%
5 North Bergen $2,714.94 +27.5%
6 Union City $2,704.17 +27%
7 Camden $2,703.73 +26.9%
8 Elizabeth $2,692.57 +26.4%
9 Atlantic City $2,677.62 +25.7%
10 Perth Amboy $2,558.35 +20.1%
11 Jersey City $2,511.48 +17.9%
12 Rahway $2,451.43 +15.1%
13 Palisades Park $2,449.80 +15%
14 Clifton $2,432.94 +14.2%
15 Trenton $2,432.39 +14.2%
16 Plainfield $2,351.72 +10.4%
17 Bloomfield $2,282.03 +7.1%
18 West Orange $2,271.62 +6.6%
19 Bayonne $2,219.86 +4.2%
20 Pennsauken $2,214.12 +3.9%
21 East Atlantic County $2,144.30 +0.7%
22 Teaneck $2,131.20 +0.1%
Statewide Average $2,130.00
23 East Rutherford $2,110.74 -0.9%
24 Woodbridge $2,092.16 -1.8%
25 Saddle Brook $2,087.40 -2%
26 Willingboro $2,084.00 -2.2%
27 Malaga $2,069.89 -2.8%
28 Lakewood $2,063.21 -3.1%
29 Montclair $1,987.17 -6.7%
30 Cumberland County $1,975.68 -7.2%
31 New Brunswick $1,971.93 -7.4%
32 Hamilton $1,958.87 -8%
33 Gloucester $1,914.33 -10.1%
34 Cherry Hill $1,896.50 -11%
35 Paramus $1,873.63 -12%
36 Long Branch $1,823.15 -14.4%
37 Toms River $1,804.72 -15.3%
38 Bound Brook $1,788.12 -16.1%
39 Salem $1,749.72 -17.9%
40 Lavalette $1,705.21 -19.9%
41 Cape May $1,689.56 -20.7%
42 Holmdel $1,663.68 -21.9%
43 Princeton $1,663.51 -21.9%
44 Montvale $1,631.64 -23.4%
45 Rockaway $1,578.44 -25.9%
46 Bridgewater $1,570.60 -26.3%
47 Hackettstown $1,556.25 -26.9%
48 Morristown $1,549.09 -27.3%
49 Hillsborough $1,547.82 -27.3%

Click here to view the infographic for this study.

Note on methodology: (Return to top)
All territorial quote averages were taken from the sample quotes provided through the New Jersey Department of Banking and Insurance's online rate comparison tool.
A total of 28,665 quotes were included in the analysis.
The territorial averages were calculated by taking quotes for all of the following driver profiles for an individual territory:
  • A single, 23-year-old male
  • A single, 23-year-old female
  • A married couple between the ages of 30 and 49
  • A single, 35-year-old male
  • A married couple over 65 years old
In all cases except for the 23-year-old female, quotes were given for both the unlimited right-to-sue option and the limited right-to-sue option. Territories were determined by the NJ DOBI.
For information on the types of cars and types of policies that were used as the basis for the comparisons, visit the rating examples page on the DOBI website.

Demographic information for each of the territories was calculated by taking all of the ZIP codes for each territory and getting information for corresponding ZCTAs from the U.S. Census's 2011 American Community Survey five-year estimates. Note: ZIP codes and ZCTAs are not always exact matches.