Medical payments portion of a car insurance policy is designed to pay some of the medical consequences that may result from an accident such as medical bills and/or funeral expenses up to the policy limit.
The people entitled to receive benefits under this coverage are:
Most insurance policies do not provide large amounts of medical payments since most people carry health insurance either through private purchase or provided through work.
Most insurance policies provide medical payments in the range of $500 to $5,000.
It is important to note that medical payments will provide coverage in one area that health insurance will not and that is funeral expenses; However, medical payments do have exclusions.
There is no coverage for injuries:
|Uninsured Motorist Coverage|
|Comprehensive and Collision Coverage|
|Rental Car Coverage|
|Road Side Assistance|