Fort Collins, Colo., has been named “America’s Safest Driving City” by Allstate Auto Insurance. The insurance company’s claim data indicate that the typical Fort Collins motorist, on average, will be in a motor vehicle accident every 14.5 years.

Fort Collins has ranked in second place in the annual report for the past four years, but this is the first time it has claimed the top spot.

Both Chattanooga, Tenn., and Boise, Idaho, also fared well, closely trailing Fort Collins with an average of 12.9 years between motor vehicle accidents.

While Allstate’s report is great news for Fort Collins, the same can’t be said for other cities like Chicago. The Windy City ranked 167 out of 193 of the country’s largest cities. The report estimates a Chicago motorist will get into an accident on an average of once every 7.6 years.

Allstate’s Chicago territory sales leader, Kevin Carney, says Chicago drivers should use the report’s findings to take action and better their community.

“We don’t want drivers in Chicago to be discouraged by their ranking,” Carney stated in a press release. “Instead, we want the report to challenge drivers in Chicago to make positive changes to their driving habits that will in turn make the city a safer place to live, work and raise families.”

Washington, D.C., came in the last place, with an accident likelihood that is reportedly 95.5 percent higher than the national average. Consumers in Washington, D.C., looking for cheap auto insurance have seen their state’s high crash rate reflected in their premiums. The National Association of Insurance Commissioners estimated that the District of Columbia in 2007 had the highest average auto insurance expenditure in the nation.

Allstate recommends a number of measures motorists can take to reduce the likelihood of an accident. For starters, the auto insurance company recommends that drivers minimize the amount of distractions they face behind the wheel and properly maintain their vehicles.

Allstate’s claim organization Senior Vice President Mike Roche says the report aims to encourage people to discuss safe driving habits. Recent research indicates that may be happening.

Overall, roads across the country have become safer. The National Highway Traffic Safety Administration estimates that nearly 34,000 people died in motor vehicle accidents last year. While the number is still high, it does mark an almost 9 percent decline from 2008.

Roche encourages motorists to do what is in their power to make the roads safer.

“Human error is the biggest cause of accidents,” said Roche. “It is vital for us to educate drivers across the country on the importance of being tolerant and attentive behind the wheel.”