Can you get a car insurance estimate without personal information?

When you’re searching for car insurance, you want to get as much information as you can before you make your selection. But that doesn’t mean you have to talk to an insurance agent at every agency. OnlineAutoInsurance.com will give you the opportunity for an anonymous car insurance quote from multiple insurance companies without having to leave your house.

A lot of companies want to run credit checks before they tell you your rate. You have a right to feel nervous about sending out your social security number to get a quote. Cybercriminals are ambitiously expanding the ways they commit identity theft, and the more databases your information is stored in, the more likely you will become a target. Identify theft can ravage your credit score, which in turn can increase your car insurance premiums. It can also make buying a new car more difficult, so if you ever need to replace your vehicle, your options will be limited.

Whether you’re looking for minimum coverage or comprehensive and collision coverage, you can find the protection you need without the added worry. Once you fill out our minimal form, you can instantly see rates from several insurance companies. Just choose a company that works for you and sign up in minutes. Depending on your state’s laws, you might be able to provide proof of insurance instantly.

We protect your privacy

We respect the fact that some consumers want to protect their privacy when comparing car insurance rates. We only require certain rating factors, such as your birthdate, address, and the make and model of your vehicle. All of these factors are directly related to your rate, and we don’t ask for anything extra. To begin, input your zip code above and fill out the questionnaire.

You won’t have to provide your social security number or your driver’s license. Instead, you will tell us your credit score, and that information will be factored into your rate. Of course, if you are wrong about your credit score, that can affect the insurance premiums quite a bit. The same goes for your driving record - what you report is what your rate is based on. When you find a policy that fits, they will look up your driving record, and if you forgot about a speeding ticket or an accident on your record, the premiums on the quote wouldn’t be accurate anymore.

Where you live affects your rates

You might worry your address is a little personal to share, but it makes a difference in how much you pay for your car insurance. The amount of crime or traffic in an area is calculated into your quote, and if you live in an apartment, you will generally pay more than someone living in a house. If you live and work outside the city limits, you’ll save compared to city-dwellers who live in areas with more car accidents. People who are married generally pay less for their insurance, as well.

There are other factors about where you live that might make you decide to opt for more coverage. If there are a lot of hailstorms or tornadoes, you might want coverage to protect your car from getting coverage. You might not care about having a few little dents in your car, but when it’s time to sell it, you’ll wish you’d been covered. Cosmetic damage can make quite a difference to the value of your vehicle.

Even if you’re already insured, moving can change your premiums. If your commute gets much longer, or you’ll be driving in areas where there are more deer, they might hike up your rate because of the increased risk. Move to an area where there are fewer auto thefts and vandalism, and the price might drop.

What to know when comparing your quotes

It’s a good idea to check your credit before you start looking at your quotes. Sometimes an error on your report could be negatively impacting your rates, and you’ll want to straighten it out before you wind up overpaying for insurance. You should also be familiar with the various kinds of discounts companies offer, such as a student or military discount.

You should know what kind of coverage you need. You might need to brush up on the basics before moving forward. If you own your car outright, then you can stick with the minimum coverage liability insurance and be legal to drive. The laws in your state will define how much coverage you need for your bodily injury policy and property damage policy. The insurance companies will be familiar with these minimums.

But you may want your policy to have additional injury protection for yourself and your passengers, so you’re not stuck paying medical bills out of pocket in the event of an accident. And if you’re still in the process of paying off your car loan, you’ll need a car insurance policy to cover damages for an at-fault accident as well.

The prices on your quotes alone don’t tell the whole story. There are a lot of other factors affecting the value of your insurance costs. One policy might offer accident forgiveness in the event you’re in an accident while they are covering you. This will protect your rates from going up even if you’re at fault. Others may offer discounts if bundle up with life insurance and renters insurance. Another might be a few bucks cheaper, but with a much higher deductible you would have trouble meeting should you ever need your insurance to pay out damages. You might choose one with no down payment. Some offer better rates for high-risk drivers, so you’ve been in a lot of accidents, you can still save money.

All of the privacy, none of the pressure

You might already be insured and want to check around for a better deal, or maybe you’re still looking for the car you want. By using our instant quotes, you can get the information you need without the hassle of stopping by an agency. (If an insurance agent believes they can convince you to switch carriers, they will call, text, and email you with further offers for weeks to com!) Spare yourself the nuisance and browse all the options from OnlineAutoInsurance.com today.