Since 1958, 21st Century has been providing customers with car insurance and high-quality service. The company is under the umbrella of Farmer's Insurance companies and offers insurance policies across all 50 states. Customer satisfaction is also a top priority for 21st Century, and 21st Century's efforts have helped it earned the status of ACE Awards for Customer Excellence honoree on five occasions. With its experience and commitment to customer excellence, 21st Century offers the services and products to help you meet your auto insurance needs. Here's what you can expect:

Claim Handling

If you get in a car accident or need to make a claim for another reason, you can start a claim in a variety of ways. You can log in into your 21st Century account online to submit a claim. Our auto claims department is also available round-the-clock. So, you can reach an agent to help you with your claim by contacting 1-888-244-6163 at any time of the day, seven days a week. Our claims representatives send your claim information to a local adjuster. You can then expect our adjuster to reach out to you within 48 to 72 hours regarding your claim and will come out to evaluate the damage. If you need repairs, you can take your vehicle to your preferred certified mechanic or auto body shop.


If you want to save on your automobile insurance with 21st Century, we offer several options to receive a discount off of your car insurance. You can take advantage of discounts for automobile safety features, multi-vehicle discounts, safe driver discounts and good student discounts. For instance, you can receive a discount off of your car insurance if your vehicle has anti-lock brakes, air bags or other safety features. You can even take advantage of special discounts for having a clean driving record. You just have to have no points within the last three years to qualify for the discount.

Teen drivers can also get a discount for having good grades, while college students up to the age of 25 also can take advantage of good student discounts as long as their grades are Bs or better. Policyholders who reside in California also can take advantage of special discounts, such as the mature driver discount. This discount is available to California drivers who are at least 55 or older who have completed a defensive driving course recognized by the state.


Several 21st Century companies underwrite the auto insurance policies offered across the United States. Some of these companies include 21st Century Centennial Insurance Company, 21st Century North America Insurance Company, 21st Century Pacific Insurance Company, 21st Century Insurance Company and 21st Century Premier Insurance Company. Different companies underwrite auto insurance policies in different states. So, it's ideal to visit the 21st Century website to determine the affiliated insurance company that writes consumer car insurance policies and assesses risk in your state.

Special Features and Benefits

At 21st Century, we aim to make managing your auto insurance convenient. That's why you can sign applications electronically in most states. You can also manage your auto insurance policy online and download the 21st mobile app to take care of a variety of tasks, including getting claims information and making changes to your policy. You can also take advantage of the Auto Coverage Advisor online to help you find the ideal coverage that meets your needs.

Contact 21st Century

Whether you have a general question about your auto insurance policy or need help to make a claim, 21st Century is here to help you along the way. You can contact 21st Century in a variety of ways, including by phone, email, mail and fax. You can even reach out online and speak to a live chat agent. Start a quote by contacting 21st Century at our toll-free number at 1-877-310-5687 between 8:00 a.m. to 8:00 p.m. Pacific Time (PT) Mondays through Fridays and on Saturdays between 8:00 a.m. to 6:00 p.m. PT.