Maine Auto Insurance Online

If you live in the state of Maine, can help you get instant online auto insurance quotes and buy a policy online. The state's Bureau of Insurance recommends that you compare multiple quotes in order to find low cost coverage in Maine.

Since each driver is different, there really isn't one single car insurance company out there that's the cheapest for everyone. Each driver should do a rate comparison in order to find out which company will give the lowest rates. is here to help you do just that. Complete the following form and compare Maine quotes from a variety of insurers:state of Maine

Compare Online Auto Insurance Quotes in Maine:

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The Maine car insurance laws make it mandatory for drivers to insure their vehicles with at least liability, uninsured motorist, and medical payments coverage in at least the following amounts:

Liability Coverage$50,000 for injury to or death of any one person
$100,000 for one accident resulting in injury to or death of more than one person
$25,000 for property damage per accident.
OR $125,000 Combined Single Limit - Includes injury, death and property damage.
Uninsured Motorist Coverage$50,000 bodily injury per person
$100,000 bodily injury per accident
Medical Payments Coverage$2,000 for medical bills per accident.

The above is what the state financial responsibility law requires, But consider buying higher coverage so that all assets are properly protected in case of a serious accident. Choosing the right coverage can help drivers avoid a bad situation in case of a claim. Adding coverage may not increase rates by much. Shoppers are encouraged to compare Maine car insurance on different types of coverage so that they may choose according to individual needs and budgets. Obtaining ME auto insurance quotes is free and can lead to optimum savings and adequate protection.

What are some of the factors used to determine Maine auto insurance rates?
  • Driving record - Companies will look at driving history for the previous 3 to 5 years. The more violations or accidents drivers have, the higher their rates are likely to be.
  • Garaging address - The area where one lives is a determining factor for premiums. Companies look at how often claims occur in a certain area and use the information to base rates.
  • Driver info - Gender, age and marital status are also used to calculate a rate. Generally, a middle-aged female who is married will generate lowest rates.
  • Vehicle Info - Make, model, type of use, and annual mileage are also factors affecting rates. Commercial use and/or high mileage generates a higher premium.
  • Discounts
    • Multiple vehicle  - Having more than one vehicle on a policy will bring a discount.
    • Driver education courses - For older and younger people, a driver education certificate may provide a discount, depending on the company.
    • Accident prevention courses - For drivers over 55. Accident prevention course certificate required.
    • Good driver - For those with no or very few violations or accidents.
    • Good student - For those with a "B" average or higher. Proof may be required.
    • Vehicle equipment - For vehicles with safety devices such as air bags, anti-lock brakes, and anti-theft devices.
    • Low Mileage - If a vehicle is driven less than average on an annual basis. proudly serves the following counties:

The Maine Bureau of Insurance provides additional auto insurance consumer assistance.

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Maine Car Insurance News

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    March 26, 2012 - The Maine Supreme Court ruled last week that damages from a man's bout of road rage does not have to be covered by his employer's car insurance company. The inicident took place in 2007 while the appellant, Michael Bryant, was driving a car covered with decals for a business called ...

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