Pennsylvania Car Insurance Laws, Rates, and Minimums
When searching for Pennsylvania auto insurance OnlineAutoInsurance.com can help. Why contact companies individually when you can complete one single form and get multiple quotes to compare instantly along with the ability to buy your policy online?
Compare Pennsylvania auto insurance quotes
Making a comparison is among the best ways to find a Pennsylvania insurer that will provide the lowest rates possible. Even some states' department of insurance will recommend shopping around for the right price. Although one carrier is cheap for one person, it can be expensive for another. That is why it's important to compare Pennsylvania auto insurance rates.
Like most other states, PA car insurance laws require drivers to maintain a minimum amount of automobile coverage.
Pennsylvania Auto Insurance Requirements
Bodily Injury - If policyholder causes injuries in an automobile accident, bodily injury liability pays for the injury and rehabilitation expenses as well as any damages for which he or she may be found liable. The state of Pennsylvania requires motorists to have at least $15,000 bodily injury coverage per person and at least $30,000 total per accident.
Property Damage - If the policyholder damages any property such as another vehicle or a fence in an at-fault accident, property damage liability coverage will pay for damages up to the policy limits. The state requires residents to have a minimum of $5,000 coverage per accident. It is recommended that drivers purchase more than the minimum to make sure there are no uncovered damages that would require them to pay out of pocket
Pays bodily injury expenses for policyholders and others covered under their policy regardless of who is at fault. PA requires medical coverage to be at least $5,000; however, motorists can choose higher coverage depending on their needs.
There are many other types of coverage available for purchase in the state. Consumers should choose by evaluating their needs and coverage desires. There are many different options out there, so feel free to experiment with quotes. Shoppers never know; they might find that a certain desired coverage is inexpensive.
Pennsylvania's rates are based on multiple factors including the driver, the vehicle and even where one resides. OnlineAutoInsurance.com can help drivers answer most questions through our learning center where readers can learn more about coverage and obtain tips on saving money.
No matter whether motorists' driving records are clean or have many violations, there is a certain carrier which will allow them to pay cheap PA auto insurance rates. Of course, if drivers have fewer tickets, rates are more likely to be lower. But don't give up; let us help track down great rates through a simple quote form.