Wisconsin state seal

Are you a Wisconsin resident looking to complete an auto insurance comparison?

OnlineAutoInsurance.com allows consumers to complete one single form, and instantly compare up to 4 rates from 15 leading insurers. It's, by far, the easiest way to shop for car insurance without obligations. All you have to do is complete the following quick questionnaire to instantly get back free online rate quotes from multiple carriers.
The State of Wisconsin

Compare car insurance quotes for a great and efficient way to find the carrier offering you the lowest rates. The reality is; there is not one single carrier which is the cheapest for everyone. Since each driver is unique in the many factors determining rates, it is important to obtain multiple quotes in order to find the specific company offering you in particular, the lowest price.

What companies will give me auto insurance quotes?

OnlineAutoInsurance.com helps you have access to a wide choice of carriers through our trusted network and partners. Depending on various factors including location, driver information, vehicle information and other details, you may receive quotes from companies such as Progressive, AIG, Esurance, Liberty Mutual, The Hartford, The General, Travelers, Safeco and more.

What auto insurance coverage is required in Wisconsin?

Wisconsin's financial responsibility law, also known as the Auto Insurance Law, requires consumers who choose to purchase a policy to comply with state laws carry a combination of minimum limits of Liability and Uninsured Motorist and Underinsured Motorist coverage as follows:

Liability Coverage Uninsured Motorist Coverage
$25,000 Bodily Injury liability coverage per person. $25,000 Bodily Injury protection on a per person basis.
$50,000 Bodily Injury liability coverage as a total per accident if more than one injured person. $50,000 Bodily Injury protection total per accident if more than one injured person.
$10,000 Property Damage liability coverage as a total per occurrence.

Although state requirements only mandate a minimum amount of coverage, one should always consider the may other additional types of coverage available to consumers. Comprehensive and Collision Coverage is a very important coverage which provides protection for an insured's automobile in case of an at-fault collision or other forms of damage such as vandalism and even theft. When obtaining your auto insurance quotes online, experiment with different types of coverage. Remember that quotes are free, so get as many as you'd like before buying Wisconsin car insurance to help locate the cheapest WI auto insurance policies.

What factors determine the rates I'm offered?

The following information is needed to complete a Wisconsin auto insurance comparison from multiple carriers:

  • Driver Details - Including age, gender, marital status, driving record (accident and violation history) driving experience and a few other details.
  • Vehicle Information - The year, make and model of vehicles affect the rate, especially if obtaining physical damage coverage. Some vehicles will automatically generate premium discounts for airbags, automatic seat belts, theft alarms and tracking devices, etc.
  • Location - Where one resides also affects premiums. If an area has higher traffic, one is more likely to be involved in an accident, therefore, rates for residents of that area may be affected. This can work both ways; if you live in a sparsely populated area, one is less likely to become involved in a claim; therefore, you may be offered lower rates.
  • Coverage Requested - The more coverage you obtain, the higher your premium may be. It is important to determine how much coverage you're in need of and go from there. You may find some additional valuable coverage to be quite inexpensive, so quote as much coverage as you'd like to see what fits your needs and budget. Sometimes there may be a certain required coverage for financed vehicles, often referred to as "full coverage", and other times coverage may not be required but desired.

The Wisconsin Department of Insurance provides additional assistance with frequently asked questions on auto insurance and consumer assistance on a more detailed basis. Also, feel free to visit our Learning Center for additional tips and help on choosing coverage, coverage definitions, insurance glossary and more.